See what Labrador would save you.
Enter your monthly processing volume — or upload a merchant statement — and we'll show you exactly how much you're paying right now, and what you'd pay with Labrador.
Your restaurant
Drag the slider or type your numbers — results update live.
What you're paying right now
Based on industry-average rates for independent restaurants.
Three ways Labrador saves you money.
Lower processing, zero software, zero add-ons.
Get a real analysis from your actual statement.
Upload your most recent merchant statement and our team will return a detailed line-by-line cost analysis — including hidden fees, interchange markup, and exact Labrador savings. Free, no obligation.
How these numbers work
2.9% + $0.30/transaction is the published rate for Square and the typical effective blended rate for Toast, Clover, Stripe, and most independent-restaurant processors. Your actual rate may be slightly higher or lower depending on card mix, chargeback history, and processor markups.
That's the combined list price for a typical independent restaurant's stack: POS ($79), online ordering + website ($148), kiosk + KDS ($178), digital menu boards ($49), SMS/loyalty/gift cards ($168), AI phone ($149), phone + internet ($178), Google reviews ($99). See the math breakdown on the homepage.
We use ~2.5% in the calculator as a conservative blended estimate. Your exact rate is quoted after reviewing your statement (free analysis above) — we'll always be transparent about what you pay, including interchange pass-through where applicable.
Yes. Uploads are encrypted in transit and at rest. Statements are reviewed by a small team, analyzed within one business day, and automatically deleted within 30 days. We never share your data with third parties.
Not pushy. If Labrador isn't a fit — maybe you're locked into a multi-year contract or already at a great rate — we'll tell you. We'd rather earn a referral than a begrudging customer.